It's nice and the stock used is a good one but its too boring and the colors clash. Firstly, i would get rid of the bevel and work a little more on the background. Try using brushes, smudging, blurring, more brushing, filters, effects etc. Also, the render could do with some more work. Right now, its just a plain old boring stock of a dragon with bevelled edges. You want it to interact and blend with the background. You could make it work with the background by duplicating it and using smudge brushes to mess with the edges, use the rubber to erase anything you've done to the focal and put it on the layer style that looks best or you could make a layer on top of the stock and use whatever brushes used in the bg to make it look like it overlaps This also helps create flow. Direction. Also, on this dragon, the lighting is coming from the top left. This means that the colors of the brushwork in the top left corner is going to be slightly paler than the rest. One last thing is that once you have done all this, it is always best to make a layer mask for color adjustments. This could be a color balance, photo filter, gradient map... etc. This just lets you make sure that your colors are easy on the eyes and not too contrasting.
If this is your first sig, though, i think you should scrap what I've just said and just follow a tutorial